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Annuity Rates
   Best Annuity Rates
  Best Annuity Rates   Standard Single Rates:
This page shows UK standard (conventional) annuity rates, single life only for males and females, or for more options try the other annuity rates.

These annuities are only a guide as annuity rates change frequently. Please request a free annuity quote for an accurate income for you based on your own personal retirement circumstances.
        Standard single rates            Smoker single rates
           Standard joint rates            Smoker joint rates
           Other annuity rates            Annuities explained

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   Standard annuity rates - SINGLE life
 

These conventional annuity rates are for a pension of £100,000 after the tax free lump sum of £33,333 has been taken.

Last updated: 21 December 2008


Level annuity rates
Male Single Life Female Single Life
  Male 50 £6,000  
  Male 55 £6,384  
  Male 60 £6,984  
  Male 65 £7,706  
  Male 70 £8,561  
  Male 74 £9,825  
  Female 50 £5,872  
  Female 55 £6,199  
  Female 60 £6,650  
  Female 65 £7,252  
  Female 70 £8,049  
  Female 74 £9,012  
Level annuity rates + 10-year guarantee
Male Single Life Female Single Life
  Male 50 £5,976  
  Male 55 £6,348  
  Male 60 £6,912  
  Male 65 £7,560  
  Male 70 £8,292  
  Male 74 £9,096  
  Female 50 £5,842  
  Female 55 £6,168  
  Female 60 £6,600  
  Female 65 £7,177  
  Female 70 £7,906  
  Female 74 £8,628  
3% escalation annuity rates
Male Single Life Female Single Life
  Male 50 £3,684  
  Male 55 £4,116  
  Male 60 £4,794  
  Male 65 £5,650  
  Male 70 £6,542  
  Male 74 £7,800  
  Female 50 £3,536  
  Female 55 £3,933  
  Female 60 £4,442  
  Female 65 £5,118  
  Female 70 £6,001  
  Female 74 £7,002  
The above table is based on a limited number of annuity features and should be used as a guide only. It is important therefore that you shop around for annuities specific to your circumstances. Use the following for a free annuity quote.
Free Annuity Quote


Annuity rate notes:
The above table shows the best open market option pension annuity rates for standard single annuitants based on:

Purchase price of £100,000 - this assumes an original pension fund of £133,333 and after the tax free lump sum of £33,333 has been taken;
   
Annuity rates are payable monthly in arrears and show the gross income (before deduction of tax);
   
Level annuity rates pay the same income per month for the whole of the annuitants life;
   
Level annuity rates + 10-year guarantee pay the same income per month for the whole of the annuitants life and in the event of an early death, guaranteed to be payable to the estate for 10 years from the start of the pension annuity;
   
3% escalation annuity rates increase the monthly payments each year by 3% for the whole of the annuitants life;
   
Annuity rates are for single males and single females from the ages of 50 to 74 years.
   
No medical enhancements are included in these rates.
   
The annuity rates table is only a guide as rates change frequently. Please request a free annuity quote for an accurate income for your retirement annuity.

At retirement you can use your pension fund to buy an annuity and have the option to use an open market option to search for the highest pension annuity. Once you have purchased an annuity it cannot be changed, so learn more about annuities, compare annuity rates and before making a decision at retirement, secure a personalised pension annuities quote offering guaranteed rates.
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